Know your financial state. Build from there.
Track your commitments, assets, and financial position in one private place without connecting your bank or external accounts.
Manual by design. Your financial accounts stay private.
Your Financial State, in One Place
See what remains after monthly commitments, understand what you own and owe, and follow how your financial position changes over time.
Monthly Financial State
Available after commitments
Monthly Cash Flow
Net Worth
$639,600.00 Assets|$333,650.00 Liabilities
Budget Composition
$3,079.93 / month
Net Worth Composition
$305,950.00 tracked net worth
Balances current as of Sep 1, 2026
Financial State Over Time
Recent Activity
Sample data shown for illustration. No real user data is displayed.
Commitments + Assets = Financial State
STATERA organizes what you carry, what you own, and what remains into a single financial picture.
Commitments
What you carry
Track recurring obligations, upcoming renewals, household costs, and other ongoing financial commitments.
Organized by category
Assets
What you own
Represent savings, property, investments, and other assets without linking external accounts.
Cash, investments, real estate, retirement, and more. Assets do not count toward the Free commitment limit.
Financial State
Where you stand
Understand the relationship among income, commitments, assets, liabilities, and the financial position you have entered.
Monthly
Income minus commitments
Overall
Assets minus liabilities
See What Your Life Really Costs
Explore a fictional household in STATERA. No account required. No bank connection. Nothing you change here is saved.
How STATERA Works
Three steps to a clearer financial picture.
Enter what matters
Add the commitments, income, assets, and liabilities you want represented.
Build your Financial State
STATERA organizes what you carry, what you own, and what remains after recurring commitments.
Review and adjust
Use budgets, reminders, trends, and Financial State snapshots to understand change over time.
Guided milestones help you configure the platform and discover useful features as you go.
Manual by Design
STATERA works without access to your financial accounts. You enter only what you want represented and remain in control of the financial picture you build.
Simple, Transparent, Private
Start free with 15 active Commitments. Upgrade only when you need unlimited tracking.
Free
Full platform access with up to 15 active Commitments. Assets do not count toward this limit.
- Up to 15 active Commitments
- Unlimited assets
- Budgets and reminders
- Financial State snapshots
STATERA DIGITAL
or $6.99/month
Full platform access with unlimited active Commitments.
- Unlimited active Commitments
- Personal and household budgeting
- Renewal reminders and alerts
- Advanced budgeting and financial insights
- PDF exports and planning tools
Admin-created presets count toward the Free limit when tracked. Paid and qualifying legacy plans remain unlimited. Same platform. The only difference is capacity.
How People Use STATERA
Privacy Powerhouse in Today's Digital World
The dark-mode dashboard is sleek, and alerts help spot overlaps (saved me $150/mo right away bc I finally saw the overlap). Free tier is solid; Premium/Pro unlocks extras at super low prices, plus the new Lifetime option ditches recurring bills entirely. Not to mention the resources provided by the team contain actual useful information. It's empowering, ethical, and boosts financial smarts. If you're fed up with sub/bill fatigue, this is your tool.
Excellent app for tracking
This app's game changing features truly helped me and my family figure out where we stand and how to move forward. Thank you!!
Tis good
Helped get my life in order.
Know Where You Stand.
Build your Financial State without connecting a bank account.