Everything you need to know about STATERA
STATERA is a financial tracking platform that helps you manage Commitments, Assets, budgets, Financial State, Trends, and Archives entirely through manual input. - You enter the Commitments and Assets you want to track - Set budgets and reminders for upcoming bills - View your Financial State, Trends, and Archives over time No bank connections. No external logins. Full control over what you track.
Most budgeting apps rely on bank connections, transaction scraping, or credential access. STATERA is different by design: - No bank or credit card linking - No transaction scraping - No service login credentials - No third-party financial data brokers Everything is entered and managed by you.
Connecting to banks or services often requires sharing sensitive credentials and relying on third-party aggregators. STATERA avoids this entirely: - No credentials are shared - No external services are accessed - No hidden permissions are required This reduces privacy risk and increases transparency.
You can track any recurring or predictable expense, including: - Streaming and entertainment subscriptions - Utilities (electricity, water, internet, gas) - Insurance (auto, home, renters, health) - Memberships and clubs - Personal services (therapy, fitness, meal services) - Software and digital tools - Annual or irregular recurring payments If it repeats, it belongs in STATERA.
Manual input is often more accurate for recurring expenses because: - Subscriptions rarely change frequently - Automation can miscategorize transactions - Annual and irregular charges are easily missed by bank syncs STATERA focuses on intentional, predictable tracking rather than noisy transaction feeds.
STATERA offers a Free tier that allows you to track up to 15 active Commitments without cost. Assets do not count toward this limit. STATERA Membership is available at $6.99/month or $54.99/year for unlimited active Commitments.
Paid tiers allow STATERA to remain: - Ad-free - Privacy-respecting - Free from data monetization Rather than flooding the platform with ads that degrade the experience, paid plans fund development, infrastructure, and ongoing improvements. Paid enrollment supports the platform, not the selling of your data.
Yes. STATERA is built with privacy-first principles: - No bank connections - No credential storage - No third-party data sharing - No behavioral tracking Your data exists solely to support your experience within the platform.
Your financial records are restricted to your account through access controls. Platform administrators do not receive blanket access to your financial records through the application. Your commitments, assets, budgets, reminders, and snapshots are bound to your account and are not readable, editable, or deletable by other users or by an administrator acting through the normal application interface. Limited authorized access may occur through secured backend processes when required for support, security, legal compliance, or operation of the service. This is distinct from direct application access and is narrowly scoped to the operation being performed.